01. Consultation Process

Schedule a consultation with our financial experts to discuss your goals and challenges.

Documents needed:

Fixed Income Earner (Employee)
1.) Copy of IC
2.) 3 Months Payslip
3.) 3 Months Bank Statement
4.) EPF Statement
5.) EA Form Latest
6.) CTOS Report

Variable Income Earner (OT/ Commission)
1.) Copy of IC
2.) 6 Months Payslip
3.) 6 Months Bank Statement
4.) EPF Statement / Borang B (Income Tax) with Payment Receipt
5.) CTOS Report

Self Employed
1.) Copy of IC
2.) Company Registration Form
3.) 6 Months Company Bank Statement
4.) Borang B (Income Tax) with Payment Receipt
5.) 3 months Personal Saving ( optional)
6.) CTOS Report

02. Customize Plan

1) Receive a Customized Financial Recovery Plan Obtain a personalized financial recovery plan specifically designed to address your unique needs.

2) Sign Agreement and Proposal Before Proceeding Review and sign the agreement and proposal prior to moving forward with the plan.

03. Implementation Process

1) Collaborate with Our Team to Implement Your Recovery Plan Partner with our team to effectively execute the strategies detailed in your personalized recovery plan.

2) Monitor Your Progress and Adjust as Needed Continuously track your progress and make necessary adjustments to stay on course towards achieving your financial goals.

04. Approval

1) Obtain approval from the bank.